Siding Program

The Siding Program assists low-to-moderate level income O'Fallon residents with siding repairs that they would not otherwise be able to afford. The program awards up to $10,000 in the form of a one-time grant to address siding issues.

Eligibility for the Siding Program

In order to be considered for the Siding Program, the following criteria must be met:

The applicant must:

  • Be the fee simple owner and occupant of the single family dwelling to be improved
  • Have no pending bankruptcies
  • Have resided in the dwelling for at least one year prior to application
  • Be a first-time participant in the program
  • Not be a newly-legalized alien
  • Be current on mortgage payments and real estate taxes

The house to be improved must:

  • Be located within the City of O’Fallon and not in a floodplain
  • And have no outstanding federal, state or city tax liens
  • Be a single family, permanently-affixed structure
  • Not be eligible for siding repair/replacement through neighborhood condominium and/or homeowners association

The household income:

To qualify as low-to-moderate income, the total gross income of all members of the household over the age of 18 must not exceed the set limits, which are established by HUD:

Occupants in House Total Gross Income
One-Person Household $45,550
Two persons $52,050
Three persons $58,550
Four persons $65,050
Five persons $70,300
Six persons $75,500
Seven persons $80,700
Eight persons $85,900

Eligible Repairs

Approved repairs or replacements necessary to maintain minimum housing code standards are eligible.

Examples may include:

  • Repairs to damaged and/or older existing siding found on permanently-affixed single family homes.
  • Installation of new siding on permanently-affixed single family homes.
  • Removal of siding and installation of new siding on permanently-affixed single family homes, if required.

Ineligible Repairs

  • Remodeling work, when its purpose is to update or aesthetically change the appearance of the area rather than replace a defective component.
  • Brick, stone, masonry and/or other work beyond the scope of siding installation/repair.
  • Masonry and concrete flatwork including tuck-pointing, chimney repair, foundation repair, retaining walls, sidewalks, driveways, etc.
  • Correction or repair of insufficient exit ways.
  • Repair or replacement of structurally defective concrete and wood porches, porch overhangs, steps and rails.
  • Repair of seriously deteriorated exterior walls.
  • Siding for mobile home

Siding Program application (PDF)

Contact Public Assistance staff

Alexis Jaegers, Public Assistance Specialist This email address is being protected from spambots. You need JavaScript enabled to view it. 636-379-5411