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Posted by on in City News

O’Fallon’s zero-interest Home Improvement Loan Program can help low-income homeowners with repairs

Does your home need a new furnace, air conditioning, new windows or other repairs? Homeowners with a low-to-moderate income are encouraged to find out if they qualify for assistance through the City’s Home Improvement Loan Program (HILP), which offers forgivable five-year loans of up to $5,000 for home maintenance.

 “If you have been putting off necessary home repairs, you’re encouraged to find out if O’Fallon’s Home Improvement Loan Program (HILP) can help with getting a new furnace or air conditioning installed, electrical work, plumbing, siding for your house, roof repair and other improvements,” said Jessica Hawkins, Public Assistance Specialist for the City of O’Fallon. “Right now, there are only nine spots available. Applications and information about the program are posted on the City of O’Fallon website at www.ofallon.mo.us/CDBG.”

 In general, to meet qualifications, applicants must reside in O’Fallon City limits, and also:

  • Have owned and lived in the house to be improved for at least one year
  • Have a low-to-moderate-income, with the total gross income of all household members age 18 and older not exceeding HUD limits
  • Be current on mortgage payments and real estate taxes, and have no pending bankruptcies or outstanding federal, state or city tax liens

 For more information, contact Jessica Hawkins at This email address is being protected from spambots. You need JavaScript enabled to view it. or call 636-379-5411.